Bridge Loans
Short-term financing to bridge the gap. Buy before you sell, acquire quickly, or fund time-sensitive opportunities. Close in as fast as 7-10 days.
Move Fast When Opportunity Knocks
Bridge loans provide quick capital for time-sensitive deals. We work with 50+ lenders to close in as fast as 7-10 days.
When to Use a Bridge Loan
Bridge loans solve timing problems.
Buy Before You Sell
Purchase your new home before selling your current one. No contingency needed.
Quick Acquisitions
Close fast on investment properties. Compete with cash buyers.
Pre-Construction
Acquire land or property while arranging permanent financing.
Business Opportunities
Fund time-sensitive commercial or investment opportunities.
Value-Add Plays
Acquire, stabilize, then refinance to permanent DSCR loan.
Foreclosure Payoffs
Pay off distressed debt quickly. Stop foreclosure proceedings.
Why Choose Bridge Financing?
Speed and flexibility when you need it most.
7-10 Day Closings
Close faster than traditional financing. Don’t miss time-sensitive deals.
Minimal Documentation
Streamlined underwriting. No tax returns or income verification needed.
Interest-Only Payments
Lower monthly payments during the bridge period. Pay off when you exit.
Asset-Based Lending
Qualify based on the property value, not your income or credit history.
Multiple Property Types
Residential, commercial, mixed-use, and land all eligible.
Flexible Exit Options
Sell the property, refinance to permanent loan, or pay off with other funds.
Example: Buy Before You Sell
Found your dream home but haven’t sold your current one? A bridge loan lets you buy now.
- Use equity in current home as collateral
- Close on new home without sale contingency
- Make your offer stronger than competing buyers
- Take your time selling—no pressure
- Pay off bridge when current home sells
Sample Scenario
Bridge Loan Requirements
Property Value
Sufficient equity in departing property or new acquisition. Up to 80% LTV.
Credit Score
Minimum 620-660. Asset-based programs available for lower scores.
Exit Strategy
Clear plan to pay off within 6-24 months. Sale, refinance, or other funds.
Property Types
Residential 1-4 units, multifamily, commercial, mixed-use, and land.
Loan Terms
6-24 month terms typical. Extensions often available if needed.
Cash Reserves
3-6 months interest payments. Some programs with interest reserve.
Get Your Bridge Loan Quote
Fast capital for time-sensitive situations.
Don’t Miss Your Opportunity
Bridge the gap with fast, flexible financing.